About Cumberland
Cumberland Mortgage Works does one thing well
We originate mortgages. We do not sell them to secondary markets or bundle them as investments. Your loan stays with us through payoff. That alignment matters. We have skin in the game, which means we underwrite carefully and service fairly.
Our team includes loan officers, underwriters, and closing specialists with decades of combined experience. We learned the mortgage business by doing it—reviewing applications, solving problems, closing loans on deadline. We understand property appraisals, title issues, employment verification, and income documentation because we handle them every day.
We operate in multiple states and serve borrowers across the country. Whether your situation is straightforward or complex, whether you are a first-time buyer or refinancing your third property, we apply the same standard: clear terms, honest communication, professional execution.
Cumberland Mortgage Works was built to serve borrowers who want the work done right. Not flashy. Not oversold. Mortgages that work.
By The Numbers
- Multi-State
- Licensed Operations We originate mortgages across multiple states with dedicated compliance and regulatory oversight for each.
- Portfolio Lender
- Loan Servicing We retain our loans in portfolio, meaning your mortgage relationship stays with us from closing through payoff.
- Full Service
- In-House Processing Underwriting, appraisal coordination, and closing services are handled by our team, not third-party vendors.
Our Team
Cumberland Mortgage Works employs loan officers, underwriters, processors, and closing specialists. Each person owns their work. You will interact with the same people from application through closing—no handoffs to a call center.
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Jordan Avery
Senior Loan Officer
NMLS #1234567
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Priya Raman
Loan Officer
NMLS #2345678
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Marcus Hale
Mortgage Advisor
NMLS #3456789